Times are tough for many people today. I see folks in my office every day that are down on their luck. For most of us, it’s difficult to ask for help when it comes to their finances. Many people will hide their heads in the sand, avoiding the issue, even as they are losing their car… or worse yet, their home. Facing these problems head-on and filing for bankruptcy is one of the best courses of action that you have.

It’s no secret that having a good credit score, sometimes called your FICO score, can open doors for you. Obtaining a mortgage, renting a car, ordering online… all these activities typically require a credit card. If your credit score is low, it’s often tough to get a credit card or to qualify for a mortgage with a decent interest rate. Most people don’t know that there are a few simple things you can do to boost your credit score. Let’s take a look at some of them now.

If you are in the midst of or facing financial disaster, it’s time for you to know about Chapter 7 and Chapter 13 bankruptcy. Both types of bankruptcy will help you with your debt load, but there are some differences between the two different filings. As always, seek the advice of a reputable lawyer. They will help give you guidance and put you on the right path to financial recovery. A careful analysis will help them to decide what’s your best course of action.

These days we do a lot of things online. The digital world has grown by leaps and bounds, and the quarantine policies of COVID-19 have pushed people to do business on the internet.
But, when you need to file bankruptcy, don’t kid yourself, thinking that you can do it online, or maybe you know where to find a bargain, or use a Groupon. You don’t want to have just anyone handle your bankruptcy case.